At this point in my carreer I’ve helped somewhere in the 1000′s of first time home buyers around Atlanta to finance their home. Most of those with FHA or Rural Housing loans – and some VA loans for those who have served our Country.
And, I enjoy it. I enjoy the teaching aspect of sitting down and explaining the types of loans available, explaining what fees are involved, both recurring and non-recurring, and what the process will be from the moment of pre-approval to closing and beyond.
And, I enjoy the smiles on their faces when, at the closing table, when everything has been signed that needs a signature, the sellers slide the keys to their new house over the table. You can almost see fireworks light up around them.
And, I am always amazed that about 5% of first time home buyers have the attitude that they simply cannot be bothered with the pre-approval meeting. You see, buying a home is the largest indebtedness that most of us will ever take on in our lives. It is a big commitment, and it can be quite advantageous to spend 45 minutes to really learn the in’s and out’s of obtaining and managing a mortgage.
Here are a few items I like to review:
- Ways a mortgage can aid or inhibit wealth creation
- Managing the debt, so it doesn’t consume you
- Buiding home equity and managing that
- pre-approval vs. pre-qualification
- Guarding your investment with the right insurance
- And, right now, how to qualify for an receive your $8000 tax credit
The 1818 Club 6500 Sugarloaf Pky, Duluth, GA 30097 – in the Gwinnett Chamber of Commerce Building
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