I saw this article from a Dallas paper, and thought it worth comment. The same is possible right here, in Atlanta. I mentioned in a previous post that credit scoring systems have no memory. So, a change to a credit report today has an immediate effect.
Well, just like the loan officer in the story above, I have been very successful over the years analyzing and suggesting changes to credit reports. Recently I was able to help a borrower increase her credit score by 74 points in just 3 weeks by making a few changes to the credit report – in this case corrections to badly reported information. She closed on her dream home a month later. With an FHA fixed rate loan at 6.5%.
So, credit issues can sometimes be resolved quite quickly. If you are worried about a couple credit issues, let’s review and see if we can’t get a good loan done.
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