30 year mortgage rates ended Friday close to 4.75%.  A bit higher for lower credit scores or higher loan-to-values, of course, but still in the low 5’s.  Good, by any measure.  But, watch this video, and you will see why these rates could be history in early January – and why stocks may be headed up at the same time.

Bottom line:  If you are considering refinancing your conventional or FHA loan on your Georgia home, call or email and let’s lock right away.