I want to welcome you and introduce myself, Jim Duffy, one of the leaders in approving Atlanta FHA loans. I have worked hard over the years to assemble a top class team to provide for you mortgage concierge level services, and look forward to working with you on structuring the right home loan for your needs and goals, and to closing that loan smoothly for you.
Buying a new home is a difficult enough task. How many bedrooms, the right school district, is the back yard big enough to do what we want? A thousand questions. Then, add to the the mysterious world of home finance and searching for the best and lowest interest rates. I meet with nearly all my clients in person to review their financial situation and goals, and then suggest a loan product that will enhance their ability to manage the debt the best way possible and grow wealth as quickly as possible. You see, today a mortgage is no longer just a mortgage, but a financial instrument. A very important financial instrument that can, structured properly, propel one to meet their financial goals more quickly. I look forward to our consultation to structure the correct loan for you.
Refinancing your current mortgage should also be done with one’s overall financial goals in mind, and should be structured to manage the debt and build wealth as effectively as possible. As a rule of thumb, I like to structure refinances in a falling interest rate market with lender paid closing costs, so that your loan balance remains the same, while you benefit immediately from added monthly savings. If you are tapping into home equity to consolidate debt, for example, then I will prepare for you an Equity Reposition Analysis so that you can see on paper exactly what the monthly savings and added tax savings will be. Sometimes it can make sense to pay the closing costs, and sometimes – although rarely – it makes perfect sense to pay points. What is your situation? Let’s meet to map out your new loan structure, and make sure it compliments your overall financial goals.
Let’s get it started, and that is easy. Start by filling out the application on this site, and then my team will call you to set an appointment to review your mortgage plan and structure the right loan for your goals. I look forward to hearing from you! Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
Let’s chat:
Jim Duffy, Sr. Loan Officer, Phoenix Global Mortgage, 770-518-2440 o; jduffy@phoenixglobalmortgage.com
1010 Huntcliff, Ste. 2315, Atlanta, GA 30350 GA Residential Licensee #6933 NMLS#35122
