That time of year is here again when prognostications come out on all aspects of society and culture by all sorts of experts. And, it is time for me to throw my hat in the ring on all things housing market. Disclaimer: I predicted that Romney would win the presidential election. Right. Kinda wrong on… Continue Reading
The race is over, and half the Country is very satisfied this morning, the other half down today. Whatever your political affiliation, we all know that the housing bubble led us into the recession, and you are probably wondering what housing will do from here.Let’s take a look at it short and long term. Short… Continue Reading
I saw this in the Wall Street Journal recently, and this morning on a prominent real estate blog. The new term I am hearing is that we are seeing the beginnings of ‘Boomerang Buyers’. I suppose that Connor Dougherty, author of that Journal article, may have coined this new, descriptive phrase. And a Boomerang Buyer… Continue Reading
You hear it on the news and just about everywhere you look online. Rates are at their lowest point, ever. But we have been hearing about low rates for a long time now, and the headline “Another Drop in Mortgage Rates” can, after some time, evoke a collective yawn. But it shouldn’t. Not if you… Continue Reading
We all know at a glance that these historic low rates that we are hearing about and seeing, and locking in, are good for existing homeowners. We are helping a large number of homeowners who have Fannie Mae or Freddie Mac loans successfully lower their payments in Georgia with the HARP 2 Refinance – in… Continue Reading
Outside the financial services world, most people have not heard the the new government agency, the Bureau of Consumer Financial Protection (CFPB). It was set up by the Dodd-Frank Bill, and took effect last year. The agency’s head, Richard Cordray, was named later. Well, Mr. Cordray has been at the helm long enough to now start proposing… Continue Reading
I just got back from a week-long stay at the beach, so I have vacation on the mind. And it is amazing how much a long week away will do to recharge the batteries and get the creative juices flowing. Especially when you have a team that is back at the office completely taking care… Continue Reading
In an effort to continue to serve your financing needs, I have teamed with one of the leading online mortgage calculator companies in the nation. The goal is to offer you the best financing available and to help you make the best decision for your financing based on your overall financial goals. Try the FINANCIAL… Continue Reading
Excitement is growing over the upcoming Atlanta HARP 2 refinance program, that will allow homeowners who are under water on their mortgage to refinance, and take advantage of these low, low mortgage rates. We will be able to begin closing these loans in March of this year, 2012. In the meantime while waiting for that… Continue Reading
We are closing our last loans for the year, and thankfully with the team we have seen them all to a good close. It has been a tumultuous year in the mortgage industry, and the team we have put together has weathered the storm well, and grown in both number of loans completed for you,… Continue Reading