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	<title>Mortgage Lender Atlanta</title>
	<link>http://www.mortgagelenderatlanta.com</link>
	<description>Home Loans and Your Mortgage around Atlanta</description>
	<lastBuildDate>Wed, 10 Mar 2010 19:05:08 +0000</lastBuildDate>
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		<title>USDA Funding Set to Expire</title>
		<description><![CDATA[If you are in the market for a Georgia USDA Rural Housing home purchase, then you will want to act fast.
Lenders just received this notice today:
This message is to notify you that program funding for the Single Family Housing Guaranteed Loan Program will likely be exhausted by the end of April, 2010.
 
Once funding is [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/03/usda-funding-set-to-expire/</link>
			</item>
	<item>
		<title>Will They; Or Won&#8217;t They</title>
		<description><![CDATA[The Fed Chairman Bernanke is speaking to Congress this morning, and so far the outstanding highlights are, paraphrasing:
Fed continues to expect conditions to warrant exceptionally low rates for extended period will continue to evaluate purchases of securities in light of evolving outlook as expansion matures, Fed will at some point need to begin to tighten [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/02/will-they-or-wont-they/</link>
			</item>
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		<title>Atlanta Refinance Opportunities are Short-lived</title>
		<description><![CDATA[Greg McBride of Bankrate.com is now commenting on the prospect of higher mortgage rates in the near term, once the Fed stops buying Mortgage Backed Securities at the end of March.  He thinks rates will jump just .50%, others think it will go even higher.  Watch what he says:

Either way, one thing is right. If [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/02/atlanta-refinance-opportunities-are-short-lived/</link>
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		<title>Atlanta Housing Rise or Fall When Government Stops Subsidizing Mortgage Rates</title>
		<description><![CDATA[ The housing meltdown seems to be stabilizing, and nowhere more so than in the metro Atlanta area.  Atlanta mortgage rates are down, and the average days on the market before a home sells is declining.  And prices nationally are up 3% from their May, 2009 lows.
So, all is rosey&#8230;right?
Wrong.   There are two things [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/02/atlanta-housing-rise-or-fall-when-government-stops-subsidizing-mortgage-rates/</link>
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	<item>
		<title>Atlanta First Time Home Buyers &#8211; Watch This!</title>
		<description><![CDATA[My industry colleague, Dustin Hughes, made this video for first time home buyers for his market, Portland.  It is applicable here in Atlanta, so I hope you enjoy it.

Now, if you are an Atlanta first time home buyer, call me for Atlanta&#8217;s best FHA loan &#8211; or any other loan that may work well for [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/02/atlanta-first-time-home-buyers-watch-this/</link>
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	<item>
		<title>Time to Lock an Interest Rate</title>
		<description><![CDATA[Two bits of news are out this morning that just give a &#8216;mortgage guy&#8217; indigestion.  (Oh, and if you&#8217;re in the market for a home, it should you, too.)
First, if you have been following the news at all recently you are aware that Greece is in a world of hurt.  It&#8217;s debt as a percentage [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/02/time-to-lock-an-interest-rate/</link>
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		<title>Loan Modifications Hard to Come By: The Reason</title>
		<description><![CDATA[I recently met these two guys who are doing some very interesting and innovative video marketing in the mortgage industry.
So HERE is a link to the video that they put out today.
It explains how banks are making money on the mortgage loans transferred from all the banks that the FDIC shut down. In a nutshell&#8230;we, [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/02/loan-modifications-hard-to-come-by-the-reason/</link>
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		<title>Atlanta FHA Loans for HUD Properties Could Be Your Best Option</title>
		<description><![CDATA[As of this writing, there are 2,244 HUD owned properties for sale in Georgia.  And, they are generally all affordable.
But you know the great thing about considering buying a HUD home?  If you finance the property with a new FHA loan, then a buyer only needs $100 down payment.  Right.  Just a Benjamin!  Of course, [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/02/atlanta-fha-loans-for-hud-properties-could-be-your-best-option/</link>
			</item>
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		<title>Investing in Atlanta Real Estate</title>
		<description><![CDATA[&#8220;We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.&#8221; &#8211; Warren Buffet
We have all heard that quote before, and think we understand it.  But acting on it is an entirely different thing.
I have over the past several months been working with a number of real estate investors [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/01/investing-in-atlanta-real-estate/</link>
			</item>
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		<title>89% of MBS Funding Used</title>
		<description><![CDATA[Since January, 2009 the Fed has been buying Mortgage Backed Securities &#8211; those bonds that determine mortgage rates.  And we have seen a year with the lowest mortgage rates in literally decades as a result.
The goal of the Federal Reserve&#8217;s agency MBS program is to provide support to mortgage and housing markets and to foster improved conditions [...]]]></description>
		<link>http://www.mortgagelenderatlanta.com/01/89-of-mbs-funding-used/</link>
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